While it is great news that mortgage arrears are down, nobody wants to hear that repossessions are up. There are some great points in this article regarding how flexible lenders are and how repossession is always an absolute last resort.  

Figures like these should not put customers off addressing their debt issue, because managing arrears as early as possible is always in their best interest. Any reputable debt recovery legal firm will try everything they can to help the customer remain in their home, before repossession becomes an option. 

Our own door is always open – at every stage in the process – to help customers get the best outcome.